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Privacy Policy

Effective Date: April 13, 2026

P2Guard is a digital escrow platform operated by Oakland Technologies Limited, a company duly incorporated under the laws of the Federal Republic of Nigeria.

We are committed to protecting your personal data in compliance with the Nigeria Data Protection Act 2023 (NDPA).

1. Information We Collect

We may collect the following categories of information:

From Buyers and Sellers:

  • Full name
  • Email address
  • Telephone number
  • Delivery and pickup addresses
  • Transaction history

For Sellers (where applicable):

  • Bank account details
  • BVN (for identity verification where required)
  • CAC registration details (for business accounts)

Automatically Collected Information:

  • IP address
  • Device information
  • Login activity
  • Usage logs

2. Purpose of Data Collection

We collect your information to:

  • Facilitate escrow transactions
  • Process payments and deliveries
  • Verify identity
  • Prevent fraud and money laundering
  • Comply with legal obligations
  • Improve our services

3. Data Sharing

Your data may be shared with:

  • Payment processors (e.g. Paystack)
  • Logistics partners (e.g. DHL, GIG, Speedaf and other approved carriers)
  • Identity verification providers
  • Law enforcement agencies where legally required

We do not sell your personal data.

By using P2Guard, users consent to the sharing of necessary information with relevant third parties strictly for the purpose of completing transactions and ensuring platform security.

4. Data Security

While we implement strong security measures, P2Guard cannot guarantee absolute security of data transmitted over the internet and shall not be liable for any unauthorized access beyond our reasonable control.

5. Cookies

We may use cookies and similar technologies to enhance user experience and analyze platform usage.

6. Data Retention

We retain personal data for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements.

7. Your Rights

You have the right to:

  • Request access to your personal data
  • Request correction of inaccurate data
  • Request deletion (subject to ongoing transactions or legal obligations)

Requests may be sent to: privacy@p2guard.com

8. Changes to This Policy

We may update this Privacy Policy from time to time. Continued use of the platform after updates constitutes acceptance of the revised policy.